Mortgage Guides

Guides

Mortgage Guides

Clear, practical walkthroughs for every step — from your first question to your closing day.

Start here

Home Buying 101

How the mortgage process really works — from pre-approval to keys in hand — and what to do at each step so there are no surprises.

Ask Maya to walk you through it →
Choose right

Types of Loans

Conventional, FHA, VA, USDA and Non-QM explained simply — who each is for, the pros and cons, and how to know which fits your situation.

See loan options →
Get ready

Credit & Financing

What lenders look at, how to strengthen your credit and debt-to-income, and the simple moves that can lower your rate before you apply.

Check where you stand →
No surprises

Costs & Closing

Down payments, closing costs, escrow and PMI — what everything means and what to budget, so you know your true monthly and cash-to-close.

Estimate your costs →